MONTHLY BULLETIN
AUGUST 1999


BANKS/THRIFTS/CREDIT UNIONS

Effective August 2, 1999

West Carroll Community Bank, a de novo State-chartered commercial bank, located at 600 East Main Street, Oak Grove, West Carroll Parish, LA, 71263, opened for business with an initial paid-in capital structure of $2,638,000, represented by common stock of $500,000 and $2,138,000 allocated to surplus.

Effective August 5, 1999

Alliance Bank of Baton Rouge, a de novo State-chartered commercial bank, located at 3700 Essen Lane, Baton Rouge, East Baton Rouge Parish, LA, 70809, opened for business with an initial paid-in capital structure of $8,809,680, represented by common stock of $4,404,840 and $4,404,840 allocated to surplus.


BRANCHES

Effective July 21, 1999

Horizons Bank, Monroe, Ouachita Parish, LA, opened its McMILLAN BRANCH located at 1024 McMillan Road, West Monroe, Ouachita Parish, LA, 71291.

Effective July 30, 1999

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, closed its FRENCH SETTLEMENT BRANCH located at 16255 Louisiana Highway 16, French Settlement, Livingston Parish, LA, 70733.

Filed August 2, 1999; Bates #115132; Approved August 23, 1999

NORTH CUTTING MOTOR BRANCH proposed by Th Bank, Jennings, Jefferson Davis Parish, LA, to be located at 1304 North Cutting Avenue, Jennings, Jefferson Davis Parish, LA, 70546.

Filed August 5, 1999; Bates #115265; Approved August 19, 1999

WASHINGTON STREET BRANCH proposed by Horizons Bank, Monroe, Ouachita Parish, LA, to be located at 300 Washington Street, Suite 100, Monroe, Ouachita Parish, LA, 71201.

Effective August 12, 1999

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, opened its CITIES SERVICE HIGHWAY BRANCH located at 4100 Maplewood Drive, Sulphur, Calcasieu Parish, LA, 70663. [Originally filed with the name CSB MAPLEWOOD BRANCH.]

Approved August 13, 1999

TENSAS STATE BANK FERRIDAY BRANCH proposed by Tensas State Bank, Newellton, Tensas Parish, LA, to be located at 212 North E. E. Wallace Boulevard, Ferriday, Concordia Parish, LA, 71334.

Filed August 24, 1999, Bates #115595

First Guaranty Bank, Hammond, Tangipahoa Parish, LA, proposes to purchase the assets and assume the liability to pay deposits made in 13 branches of Bank One, Louisiana, National Association, Baton Rouge, East Baton Rouge Parish, LA, as follows:

NORTH FRANKLIN BRANCH, 311 North Franklin Avenue, Bastrop, Morehouse Parish, LA, 71220
EAST MADISON BRANCH, 1503 East Madison Avenue, Bastrop, Morehouse Parish, LA, 71220
FARMERVILLE BRANCH, 310 East Water Street, Farmerville, Union Parish, LA, 71241
UBACH BRANCH, Hico Street, Dubach, Lincoln Parish, LA 71235
VIVIAN BRANCH, 102 East Louisiana Avenue, Vivian, Caddo Parish, LA, 71082
OIL CITY BRANCH, 126 South Highway 1, Oil City, Caddo Parish, LA, 71061
BENTON BRANCH, 196 Burt Boulevard, Benton, Bossier Parish, LA, 71006
HOMER BRANCH, 507 West Main Street, Homer, Claiborne Parish, LA, 71040
WEST MAIN BRANCH, 813 West Main Street, Homer, Claiborne Parish, LA, 71040
HAYNESVILLE BRANCH, 201 North 1st East Street, Haynesville, Claiborne Parish, LA, 71038
CHURCH STREET BRANCH, 120 Church Street, Natchitoches, Natchitoches Parish, LA, 71457
NATCHITOCHES BRANCH, 104 Highway 1 South, Natchitoches, Natchitoches Parish, LA, 71457
KEYSER AVENUE BRANCH, 925 Keyser Avenue, Natchitoches, Natchitoches Parish, LA, 71457

Filed August 24, 1999; Bates #115686

BAKER "SPEED OF SERVICE" BRANCH proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 902 Main Street, Baker, East Baton Rouge Parish, LA, 70714.

Filed August 30, 1999; Bates #115948

NATCHITOCHES WEST OFFICE proposed by The Peoples State Bank, Many, Sabine Parish, LA, to be located at Louisiana Highway 6 West, Natchitoches, Natchitoches Parish, LA, 71457.

Effective August 31, 1999

Guaranty Bank and Trust Company, New Roads, Pointe Coupee Parish, LA, closed its JARREAU BRANCH located at 6232 Island Road, Jarreau, Pointe Coupee Parish, LA, 70749.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective August 2, 1999

Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, closed its "MONEY MAKER" machine located at 24550 Louisiana Highway 1 within the Exxon Tiger Mart, Plaquemine, Iberville Parish, LA, 70764.

Effective August 20, 1999

The Peoples State Bank, Many, Sabine Parish, LA, closed its "PSB-24" machine located at 8560 Greenwood Road within Kelly's Truck Terminal Greenwood, Caddo Parish, LA, 71033.

Filed/Approved August 23, 1999; Bates #115684

"REDICASH" machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 14464 Highway 165, Kinder, Allen Parish, LA, 70648.

Filed/Approved August 26, 1999; Bates #115812

"CTB CASH" machine proposed by Community Trust Bank, Choudrant, Lincoln Parish, LA, to be located at 1200 South Farmerville Street within the Green Clinic, Ruston, Lincoln Parish, LA, 71270.


CHANGES OF LOCATION/CONSOLIDATIONS

Filed August 5, 1999; Bates # N/A; Approved August 17, 1999

American Bank & Trust Company, Opelousas, St. Landry Parish, LA, proposes to relocate its LAFAYETTE BRANCH from 4300 Moss Street, 70507, to 2931 Moss Street, 70501 (a distance of 1.9 miles), both locations within Lafayette, Lafayette Parish, LA.

Filed August 16, 1999; Bates # N/A; Approved August 27, 1999

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, proposes to relocate its PLANK ROAD BRANCH from 2531 Plank Road to 2700 Plank Road (a distance of one block), both locations within Baton Rouge, East Baton Rouge Parish, LA, 70805.


LOAN or TRUST PRODUCTION OFFICES

Approved August 12, 1999

ALEXANDRIA TRUST PRODUCTION OFFICE proposed by The Trust Company of Louisiana, Ruston, Lincoln Parish, LA, to be located at 1412 Centre Court Drive, Suite 102, Alexandria, Rapides Parish, LA, 71301.


SUBSIDIARIES

Approved August 16, 1999; Effective August 23, 1999

Church Point Bank and Trust Company, Church Point, Acadia Parish, LA, established its CPB INSURANCE AGENCY, INC., subsidiary located at 114 North Main Street, Church Point, Acadia Parish, LA, 70525.

Approved August 16, 1999; Effective August 18, 1999

Colfax Banking Company, Colfax, Grant Parish, LA, established its RIVER TO RIVER INSURING COMPANY subsidiary located at 625 Eighth Street, Colfax, Grant Parish, LA, 71417.

Approved August 16, 1999

BESS INSURANCE AND FINANCIAL SERVICES, INC., a proposed subsidiary by Bank of Erath, Erath, Vermilion Parish, LA, to be located at 105 West Edwards, Erath, Vermilion Parish, LA, 70533-4027.


Any questions should be directed to Mary Amedee at (225) 925-4661.